Recently, one member of the mailing list Wirausaha tells about a purchase of new motor system in the office environment.
For example, for one unit of brand X motor, only have to pay DP Rp. 5,000,000, - plus administrative costs Rp. 700.000, - to be able to have a new motor. [motor usually received two weeks of delivery DP].
Then, two years later, the buyer is required to settle the remaining Rp. 8,500,000 fit, when the motor is not being paid back.
So total price of motor = 5 + jt 700 jt rb + 8.5 = Rp 14,200,000, which price is the same as the price in cash to buy a motorcycle.
When this system is compared with the use of credit leasing selisihnya about Rp 3,000,000-an.
This system simply raises the question as how the new calculation of the benefits? Answer incoming also vary.
There is a possibility that the system can do this is a cooperative where the cooperative's employees take a hit only Rp. 700.000, - for administrative costs. Another possibility is that the seller has to get italics price (discounted price) directly from the dealer and paid the invoice.
Others thought that this system is quite beneficial for the seller because of the difference between the cost of administration may be closed by the cost of deposits and bank interest. There are calculations that estimate the benefits of the system using the customer deposit initial capital for the rotation on their companies, it is actually quite risky for the customer, especially if this is offered by businesses and individuals not close acquaintances.
One member of the Entrepreneurial World mailing list also have almost the same story that, unfortunately, ended poorly. That is a cooperative that also offer the same thing and running smoothly during the year. Not long, interesting all the dealers motorcycle because not settle cicilannya. Of course, the customers are confused because they pay for this installment never menunggak to the cooperative but still being a motorcycle dealership with reasons not to pay installments for two-three months. In fact, the cooperative does not pay the repayments to the dealer for this.
For example, for one unit of brand X motor, only have to pay DP Rp. 5,000,000, - plus administrative costs Rp. 700.000, - to be able to have a new motor. [motor usually received two weeks of delivery DP].
Then, two years later, the buyer is required to settle the remaining Rp. 8,500,000 fit, when the motor is not being paid back.
So total price of motor = 5 + jt 700 jt rb + 8.5 = Rp 14,200,000, which price is the same as the price in cash to buy a motorcycle.
When this system is compared with the use of credit leasing selisihnya about Rp 3,000,000-an.
This system simply raises the question as how the new calculation of the benefits? Answer incoming also vary.
There is a possibility that the system can do this is a cooperative where the cooperative's employees take a hit only Rp. 700.000, - for administrative costs. Another possibility is that the seller has to get italics price (discounted price) directly from the dealer and paid the invoice.
Others thought that this system is quite beneficial for the seller because of the difference between the cost of administration may be closed by the cost of deposits and bank interest. There are calculations that estimate the benefits of the system using the customer deposit initial capital for the rotation on their companies, it is actually quite risky for the customer, especially if this is offered by businesses and individuals not close acquaintances.
One member of the Entrepreneurial World mailing list also have almost the same story that, unfortunately, ended poorly. That is a cooperative that also offer the same thing and running smoothly during the year. Not long, interesting all the dealers motorcycle because not settle cicilannya. Of course, the customers are confused because they pay for this installment never menunggak to the cooperative but still being a motorcycle dealership with reasons not to pay installments for two-three months. In fact, the cooperative does not pay the repayments to the dealer for this.
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